The down payment is about 30%, 45,000 yuan. Automobile installment loan is a high-risk financial product. Down payment can help banks reduce the risk of default, play a buffering role and protect the capital safety of lending banks. The down payment can also make the customer pay less, thus improving the customer's willingness to buy a car and finally achieving the purpose of loan. Sagitar is a medium-sized car, which is commonly equipped with 1.4T and 1.8T engines.