Decoration loans can generally reach 654.38+0.5 million to 250,000.

This is the amount that ordinary owners can borrow.

If your loan qualification is better, the property value is higher.

The maximum loan for rough houses is 6,543,800 yuan, the maximum loan for hardcover houses is 500,000 yuan (the maximum loan for CCB is 6,543,800 yuan), and the maximum loan for local decoration is 500,000 yuan.

For an ordinary family, 654.38+0.5 million-250 thousand is enough for decoration, less than 500-654.38+0 million.

2. How many renovation loans can I apply for during the renovation?

Everyone's credit situation is different. Under normal circumstances, the decoration loan can be at least 50 thousand.

Third, how to collect the decoration loan fee?

According to the regulation of decoration loan of China Construction Bank, the handling fee rate varies according to the number of periods.

12 (one year) 4%; 24 issues (biennium) 8%; 36 issues (three years) 12%. According to the local CCB policy, there is a slight difference.

The maximum loan amount of a single borrower shall not exceed 6,543,800 yuan, and the longest term shall not exceed 5 years. The lowest interest rate should rise by 654.38+00% on the basis of the benchmark interest rate, and the interest rate of ordinary customers generally rises by about 654.38+05%.