The provident fund loan is 30,000 yuan, and it will be 240 yuan per month for two years. Calculation process: the interest for one month is 30000×0.8=240, and the interest for two years is 240×24=5760. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.