1300 yuan. According to the information about the bank interest rate, the annual interest of 1 ten thousand yuan is 1.300 yuan. Ten thousand yuan as the principal, the annual interest is one thousand three hundred yuan, and the corresponding annual interest rate is1300/10000 =13%. This is a very high interest rate. At present, the epidemic situation in COVID-19 is one after another, the downward pressure on economic operation is greater, and the interest rate market is generally lower. Most banks have a one-year time deposit interest rate of only about 2%. The one-year loan interest rate mostly fluctuates around 5% to 6%.