For large formal financial institutions, it is impossible to apply for a loan if the loan application form and the loan bank card are wrong. And it rarely happens, which is basically equal to zero. Because when the bank gets the borrower to apply for a loan, it will check whether the bank card number is correct. If it is incorrect, the borrower will be asked to fill in the relevant information again, or make corrections, and then lend money to the borrower, otherwise it will not borrow money.

Because the loan bank card is wrong, the formal institutions of the bank can't give loans to borrowers. This is basically not the case with formal lending institutions. If it does happen, you don't have to bear the repayment responsibility, because you haven't received the loan at all.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

Article 679 A loan contract between natural persons is established when the lender provides the loan.