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I have two suites. The first one has a loan. Can I exchange the first one for the second one?

You can't do this. This replacement procedure is not allowed unless you repay the first loan and then lend him money with the second real estate license.

3. Can the loan be replaced to the next year if it is not due?

Unless the bank wants to. The initiative is in the bank. You can negotiate with the bank to see if you can extend the loan period.

4. Can Hefei handle the replacement housing loan?

At present, many banks can handle replacement housing loans without guarantee companies. Anhui Lending Network is the first independent platform in the province to provide timely and comprehensive loan information and supply and demand information, and it is also the most influential comprehensive loan platform in the province. Based on local conditions, we are committed to solving the financing difficulties of small and medium-sized enterprises and individuals and providing timely and effective communication for first-class e-commerce parties. In addition, in order to promote the development of the loan market in the province, a brand-new loan service platform is clear, fast and safe.