Individuals can borrow money to buy a car. If you buy a car with a loan, you need to provide a guarantor. Some lending institutions can accept personal automobile mortgage business, and can consult local lending banks for details. But individuals who want to buy a car must find a formal lending institution. Different loan companies have different loan methods, and lenders can choose the loan method to buy a car according to their actual situation.

When the lender buys a car with a specific loan, it needs to provide the following materials: the applicant's and guarantor's ID card, household registration book, marriage certificate, income certificate and other valid financial certificates.

According to the current domestic personal car loan regulations, the time limit for individuals to find personal car loans is generally 1 to 3 years, and the loan amount is less than 300,000. Conditions for individuals to apply for personal car loan: The borrower's age is between 18 years old (inclusive) and 65 years old (inclusive).