Platforms similar to Huabei include Jingdong Baitiao, Fenqile, Suning Renzongfu, and Qufenqi.

Jingdong Baitiao is very similar to Huabei. You can buy it in installments at Jingdong Mall, and there are often interest-free coupons.

In installments, the limit can be up to 50,000 yuan, which can be used to purchase electronics, daily necessities, etc.

Suning pays at will, with a maximum limit of 200,000 yuan and a maximum usage period of 5 years.

Qufenqin, Qufenqin is the same as Huabei. You can apply for it through Alipay.

The full name of Huabei is Ant Huabei. It is a consumer credit product launched by Ant Financial. After applying for activation, you will receive a consumption limit ranging from 500-50,000 yuan.

When consuming, users can advance Ant Huabei's credit and enjoy the shopping experience of "spend first, pay later".