Lending institution: Industrial and Commercial Bank of China Institution type: microfinance bank loan type: secured loan repayment method: loan amount: 300,000-200,000 yuan Suitable areas: Hebei, Shanxi, Inner Mongolia Autonomous Region, Liaoning, Jilin, Heilongjiang, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei and Shandong. Guangxi Zhuang Autonomous Region, Hainan Province, Sichuan Province, etc. Loan currency: RMB is suitable for people: other occupations, employees of state-owned enterprises, civil servants, lawyers, teachers, corporate legal persons, individual industrial and commercial households and freelancers. Loan interest rate: 0.60% Loan term: 65,438+02.00 -60.00 Processing time: 5 days Loan purpose: personal consumption loan, short-term turnover.