The mortgage is strong. The loan is 300,000 yuan, the repayment period is 30 years and the comprehensive repayment is 600,000 yuan. That is to say, you buy a house with 6,543,800 yuan+0.05 million yuan, with a down payment of more than 40%, 450,000 yuan, a loan of 600,000 yuan, and a comprehensive repayment of 6,543,800 yuan+0.2 million yuan. There is also a deed tax of 4%× the total house price. Second-hand houses seem to have to pay now, and they need real estate licenses and land certificates, as well as stamp duty. These must be completed with the bank, one-time cash to the seller, hand over the money and hand over the ownership; It's the so-called imaginary monthly payment you give to the seller, and the rest is that you have made 30 monthly payments and 360 monthly payments with the bank, and the equal principal and interest are estimated at 4,000 yuan/month from the next month after the loan; In the past 30 years, the bank has not paid the mortgage for several months in a row. The bank is not good The monthly mortgage to be recovered, you also confiscated the loan. This is the case with the subprime mortgage crisis in the United States and Ireland. Hehe, it's amazing.