If it's not far from work, it's recommended to buy a motorcycle or an electric car, because car maintenance is also a big phone bill, and you are probably a novice who just graduated and was fined, so it's better to buy a motorcycle! If you want to buy it in installments, you can consult your vendors there, because every place is different, and then under normal circumstances, you can pay 30% down payment 1W, and the rest will be paid off within 28 months, which should be around 700- 100 per month! What the dealer tells you about the loan is generally your ID card, household registration book, income certificate issued by the unit, real estate license, etc. , something that can prove repayment ability!