If the real estate license is mortgaged in a bank, you should first issue a property mortgage certificate in the bank where the real estate license is mortgaged, and then submit an application. After being examined and approved by the Basic Education Unit of the local education bureau, they can be assigned to school. At the same time, you need to submit the household registration book.
Materials to be submitted by the mortgage lender of real estate license:
1, ID card, household registration book;
2. Personal income certificate (stamped with the official seal of the unit);
3. A copy of the business license of the unit (with official seal);
4. Marriage certificate; Identity card and household registration book of the borrower's spouse;
5. The original and photocopy of the house ownership certificate and the original purchase agreement; The notarial certificate of the house owner and the * * * owner agreeing to mortgage and the certificate of loan use.
Real estate license mortgage loan installment payment
1, the longest term of most banks is 5 years, which is also the same monthly repayment.
2. The loan ratio is 50-60%
3. Provide proof of loan use, and banks will not lend easily.
How much can a bank mortgage loan borrow?
Bank mortgage loan refers to applying for a loan from a bank with the property of oneself or relatives as collateral. The money can be used for business operation, house purchase, car purchase, decoration and other purposes, but the loan amount is limited.