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Will Vipshop collect credit information at the financial loan meeting?
It doesn't matter much whether you can get the credit information or not. The most important thing is to see what bank and card your money goes into after you borrow money.

As long as you have a designated bank card at the time of loan and receive the remittance from the lender, it is certain that you will submit your personal credit report.

The current credit information system mainly reads the transaction data of banks, so the answer is yes.

Unless, when you borrow money, others give you cash, which is almost impossible.