Generally, 1 ID number is not available for loan. 1. Identity certificate, for a regular bank, it is impossible to inquire about the actual relevant information of the borrower, especially the borrower's assets, credit information and income; 2. For the official bank of 1, it is difficult to give you a loan only by providing the identity document of 1.

You can't just borrow money with your ID card, you must also check the credit report under your ID card. Only those whose credit reports are not overdue can apply for loans. Moreover, when applying for a loan, in addition to identity documents, face authentication must also be carried out. Only when you have determined your identity can you apply for a loan, conduct an audit and lend money. Therefore, only the ID card cannot be used for loans.

Now many loans are based on credit information, that is, credit loans. As long as the credit report in the borrower's name is not overdue and there is no default, you can apply for a loan. When applying for a loan, identity verification is generally carried out. Authentication is facial recognition. The value of facial recognition lies in ensuring that the loan is handled by the person in the name of the identity document and will not be impersonated.