1, query on the loan contract, the combination of a string of letters and numbers in the upper right corner of the first page of the house purchase loan contract is the loan contract number;

2. Online inquiry shows that official website, the local housing authority, has included relevant housing loan information, and the loan contract number can be found by inputting the name of the property owner, the title certificate number and other information;

3. Inquire at the loan bank and directly bring your ID card, real estate license, etc. Go to the counter of the bank where the mortgage is located to find the loan contract number.

I. What should I do if the housing loan contract is lost?

1. Go to the loan bank and ask for a copy. If the house is a personal commercial loan, the applicant can bring his valid ID card and other materials to the relevant commercial loan bank. If the application is lost, the bank will have an original loan contract as a copy.

2. If the housing provident fund loan is selected when going to the provident fund center to check the files, the borrower can bring his valid ID card and other materials to the local provident fund center to check the files after the lending contract is lost.

3. Go to the housing management center to check the files. Borrowers can also bring personal identity cards, real estate licenses and other related documents to the real estate mortgage department of the local housing management center to check the files, but they need to pay a certain handling fee.

Method for checking loan contract number:

1. Inquire through bank official website, log in to personal online banking, and find the loan details for inquiry.

2. Inquiring about the loan contract number through the lending institution generally requires providing a personal ID card.

3. Inquire about the contract number through the loan contract, generally on the top right of the cover of the loan contract, or the first few pages.

Second, banks have their own numbers in all their businesses. Just like bank cards and credit cards have their own, even if you handle business, you need to get a number plate to apply for business. Enter the query login interface and enter the number of the signed contract. If the online signing information has been found on the website of the Housing Authority, it can be said that the online signing has been successfully filed. The online sign filing data information comes from the Housing Authority, which is usually consistent with the information update of the Housing Authority. If you have the phone number of the mortgage account manager, contact the former account manager directly and ask him to check the contract number for you. If there is a loan contract in hand, the combination of letters and numbers in the upper right corner of the first page of the house purchase loan contract is the loan contract number. Bank inquiry users can inquire loan details and loan contract numbers by logging in to official website, the loan bank. In addition, you can also call the customer service hotline of the loan bank or inquire at the counter of the business outlet. Generally speaking, the housing loan contract number still has some functions. Provident fund mortgage loan, the loan contract number is only available after the loan. In the bank housing loan contract, in order to better identify the transaction items and file management, each loan usually corresponds to the contract number and is found on the first two pages or cover of the loan contract.

Third, the loan contract number is generally written in the upper right corner of the contract, and you can view your own loan contract. If the user does not have a loan contract, he can go to the loan bank to inquire or call for consultation, or he can inquire through the bank mobile app. The loan contract number is generally used when applying for tax deduction. The loan handled by the user in the bank must be returned on time.

Where is the original bank loan contract?

When a bank applies for a loan, the loan contract is usually made in duplicate, one for the bank and one for the borrower. Banks must keep the original, some bank loan contracts are original in duplicate, and the borrower will also be the original; Others make a copy directly to the borrower.

And everyone can rest assured that no matter whether the bank gives the borrower an original or a copy, there is actually no problem, because the original and a copy of the loan contract have the same legal effect.

Where can I get a loan contract?

The mortgage contract can be obtained at the bank.

Supplement:

Take the terms of the contract:

Have a legal status;

Have a stable economic income, have the ability to repay the loan principal and interest, and have no bad credit record;

There is a legal and effective purchase contract;

If the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract, the age of the house is within 10 years, and the down payment of not less than 30% of the total price of the purchased house has been prepared or paid;

If the mortgage loan has been purchased, the original mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the value of the mortgaged house, and the mortgaged house has obtained the property ownership certificate, and the age of the house is within 10 year;

Being able to provide effective guarantee recognized by the loan bank;

Other conditions stipulated by the lending bank.

Extended data:

Customers should pay attention to the following points when handling mortgage loans:

1. Be sure to prepare your ID card, household registration book, bank account number, salary slip, down payment receipt and other relevant information. , and the information provided must be accurate and consistent with the real situation, so as not to affect the mortgage approval due to incomplete or incorrect information.

2. Apply for an appropriate loan amount according to the total house price, actual economic situation and repayment ability. To apply for individual housing provident fund loans, you must also consider the balance of the housing provident fund account. Don't blindly apply for excess, lest you can't do it, or the repayment burden is too heavy after doing it.

3. If you apply for a personal housing provident fund loan, it is best not to use the housing provident fund at will before handling it.

4. If you have a lot of debts under your name now, you can pay off your debts before applying for a mortgage, or pay off part of them first, which can reduce your personal debt ratio.

5. Choose the appropriate repayment method. The average capital repayment method requires a higher level of economic income. After all, the pressure of prepayment is greater, which is suitable for customers with a certain economic foundation. If the economic conditions do not allow excessive investment in early repayment, you can choose the repayment method of equal principal and interest.

6. If your credit conditions are average, you can find a person with good credit to guarantee your mortgage and improve the chances of loan approval.

Is the original loan contract in the bank?

The original loan contract is usually a copy of the bank and the copy in the user's own hand. Under normal circumstances, the bank loan contract is in duplicate, one for the bank and one for the user. If it is a mortgage, it shall be made in quadruplicate, one for the developer and one for the Housing Authority. If users find that they only have copies and no originals, then the originals are usually in the bank.

If the user only has a copy of the loan contract without the original, he can ask the bank to make up an original contract.