This kind of business can be done, but there is a prerequisite \x0d\ 1 for the real estate license. \x0d\2 Residual value of mortgage loan before deduction of real estate. If the previous mortgage loan amount is far less than the property value, for example, the property value is 6.5438+0 million, only 6.5438+0 million is mortgaged, and there are more than 900,000. \x0d\3 Secondary mortgage can only take the residual value as collateral value, and general bank loans will be discounted, such as 60% discount. You can only mortgage 90 times 0.6, which is 540 thousand. \x0d\4 If a second mortgage is made, it is better to make an additional mortgage in the same bank, which is easier to operate.