The maximum amount of secured loan for civil servants is determined according to the repayment ability of the applicant, and the regulations of different banks are different, generally within 654.38+ 10,000. However, if the borrower applies to Minsheng Bank for a guaranteed loan for civil servants, the amount is generally between 10w-20W-20W, while ICBC can approve such loans with a general amount of less than 500,000.
Civil servants refer to staff members who perform public duties according to law and are included in the state administrative establishment, and their wages and benefits are borne by the state finance. According to the nature, characteristics and management needs of positions, civil servant positions are divided into comprehensive management, professional technology and administrative law enforcement. In the State Council, according to the Civil Service Law of People's Republic of China (PRC), if there are special positions that need to be managed separately, other positions can be added.