Excuse me, what is+?
Borrowing+is a series of products of ant borrowing, which mainly meets the large capital demand of users. The minimum loan+amount is 50,000 and the maximum is 300,000. The repayment period is 24 months and the daily interest rate is as low as 20,000.
It is worth noting that borrowing+is effective. It is currently valid for 30 days. If you accidentally pass the validity period, you can reapply after paying off all the loans.
Not everyone can open a loan+,and only those whose comprehensive credit scores meet the opening conditions can apply for opening a loan+. This is the same as borrowing money.
Whether borrowing+can be opened is the result of multi-dimensional comprehensive evaluation of system users. Therefore, if you want to open a loan+,you need to have good credit status, good account usage and perfect personal information.
If you want to get a minimum loan of 5W, you'd better use Alipay to improve your personal information, including provident fund information and credit card binding. I believe you can have a large loan of 5W in the near future.
Eight loans of Alipay
At present, in addition to Lending Bao, Alipay also has eight products, including Lending Bao+,Flower Blossom, Reserve Fund, Online Business Loan, Good Loan, China Post Consumer Finance and Yin Bao Consumer Finance. I have already introduced it above, so let's focus on other loan products.
Ants chant flowers.
Bai Hua is a consumer credit loan product in Alipay. The consumption quota supported by Bai Hua ranges from 500 yuan to 50,000 yuan. Users can also apply for staging after using Bai Hua. The currently supported staging period is 3/6/9/ 12.
Alipay reserve fund
Alipay reserve fund is a 7-day loan service launched by Alipay for some eligible users. Each person can enjoy interest-free repayment within the specified period if the monthly loan amount is within 500 yuan.
Online commercial loan
Online business loan is an operating loan product launched by Alipay for small and micro enterprises and individual entrepreneurs. The maximum loan amount 1 10,000, and the longest loan period 12.
Zhilian long-term loan
The loan amount of a good-term loan is about 2000 to 50000, and the loan period is also calculated on a monthly basis. You just need to click on Credit Life at the entrance of Sesame Credit, find a loan with a good term, and fill out the application.
Suitable for borrowing money
The maximum loan amount supported by good loans is 200,000 yuan. This product requires higher personal credit status of borrowers, and only users with sesame credit score above 700 have the opportunity to obtain loan funds.
China postal consumption finance
China Post Consumer Finance is a consumer finance platform established by China Postal Savings Bank, which supports the maximum loan amount of 50,000 yuan and the longest loan period of 24 periods.
Yin Bao Consumer Finance
Yin Bao Consumer Finance is a loan product launched by Baoshang Bank. The borrower must score more than 620 points and support the maximum loan amount of 50,000 yuan.
The above are several common loan products of Alipay. Friends in need can apply for it. Finally, I tell you that you need to be cautious in borrowing, do what you can, put an end to raising loans with loans, and spend rationally.
Which product is more economical? It is suggested that users can use the price comparison artifact for comparison.
The "price comparison artifact" is a loan price comparison function launched by the rich flower App for the public. After entering the "price comparison artifact" interface on the Money Flower App, you can quickly calculate the total cost and the converted daily interest rate as long as you enter the installment number and rate and choose the repayment method. By comparing with Fuguihua, we can know which product is more economical.
Before lending, we can quickly calculate the real cost of the loan and how high the real interest rate is by using the price comparison artifact to help users choose the most economical platform.