hello, at present, some branches of our bank have launched personal second-hand property loans. If you need to apply for second-hand property loans, you usually apply to our bank for loans before you go through the formalities of property transfer. You can provide your specific information and the purchased property by contacting the local counter personal loan department, and the counter personal loan department will review your comprehensive situation and determine whether you can handle it. The application materials generally need to be provided for second-hand building loan application: 1. Identification materials: ID card, military officer's card, etc.; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.; 3. Proof of use: the original property right certificate of the purchased property, the purchase contract and the down payment receipt confirmed by the seller (if the transaction funds are supervised, it is enough to provide proof of the supervision funds); 4. Proof of repayment ability (provide one or more of the following): (1) Provide proof of income for customers whose income is basically consistent with their local industries, occupations and positions, and whose income level is sufficient to meet repayment needs; (2) For self-employed people and customers whose income is obviously higher than that of the same position in the local industry, supplementary proof materials of repayment sources must be provided. Including, but not limited to: ① providing a running list of wages paid by banks for more than three consecutive months (inclusive) in the past year or a reliable list of wages; (2) provide evidence of holding shares in relevant institutions and evidence of dividend income of the shares; (3) provide proof of family assets, including financial assets or non-financial assets. (3) Our payroll customers can directly provide their payroll account flow, without the need for the unit to issue a separate income certificate; (4) Customers who can provide social security account running water or personal tax bills do not need the unit to issue income certificates, and our bank calculates the customer's income according to the relevant provisions of local social security account payment or tax policies; If you need to provide other information for this loan, the handling bank will inform you in time, and you can also confirm this information in detail through the handling bank when applying for the loan.

if you have any other questions, I suggest you consult online customer service /cmu/icslogin.aspx? from=B& logincmu=。 Thank you for your attention and support!