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Can Beijing handle personal housing mortgage consumer loans now? Which bank loan is better?
ICBC's interest rate is low.

Process of handling real estate mortgage loan:

1. The borrower opens a current deposit account in the bank;

2. Information required for preparing the loan;

3. Go to the designated institution of the bank to evaluate the real estate;

4. In front of the bank;

5. Bank filing and approval;

6. Approve the next batch of loan letters;

7. Go to the local construction committee for mortgage registration, and the construction committee will issue his right certificate;

8. About the number of branches;

9. Bank loans;

10. Post-lending review of banks;

1 1. The borrower repays the principal and interest.