You can buy a mortgage car, but you need to release it first. The mortgaged car cannot be transferred before the mortgage is released. If it is purchased without mortgage, it is actually a form of mortgage. If the mortgage car can be transferred, the owner must sign a mortgage cancellation agreement, but this is very difficult, so most mortgage cars cannot be transferred.

Pay attention to this question:

1, a mortgage car usually refers to a regular mortgage car. A formal mortgage car means that it has a formal source and a formal and legal mortgage agreement. In addition, the lending institution can also provide a copy of the owner's valid ID card and so on. The procedures for vehicle transfer include the mortgage contract of the original owner, the owner's signature and fingerprint, the original owner's driving license, a copy of the original owner's ID card (for vehicles), and finally the signing of the transfer agreement.

2. Mortgaged vehicles must be legally obtained, and all vehicles are well documented, with a bottom and a block, which can be checked nationwide. Ensure normal driving, check the car and buy insurance. If you are worried about the condition of the car, you can go to the 4S shop for professional testing to prevent accident cars, soaking cars and refurbished cars.

3. Vehicles cannot be transferred, so they are cheaper than transfer vehicles.

4. Regarding the annual inspection of vehicles, you can issue a power of attorney for annual inspection in different places and directly entrust your local dmv to conduct annual inspection of vehicles.

As for the insurance after buying a car, you can buy insurance in your own name with your driver's license and your ID card. Many buyers don't pay much attention to the source of the mortgage car, so there are many problems after the purchase.