You can increase the monthly payment. According to Baidu's legal information, the monthly repayment amount of provident fund loans can be increased. The borrower can go through the adjustment procedures at the housing provident fund service hall of the loan bank where the loan is located with the original loan contract and ID card. Within the loan term stipulated in the loan contract, the borrower can adjust the monthly repayment amount according to his own wishes, and can apply for adjustment once a year.