Borrowers can repay individual housing provident fund loans in advance. Early repayment of all or part of the loan principal can be realized.

(1) Handling procedures.

1. The principal and interest shall be returned in one lump sum.

Select the repayment date according to the borrower's needs. If the prepayment is unsuccessful, you can apply for it next time.

(1) outlet application: borrower application (all borrowers must sign on site)? Accept the approval of outlets? Center approval? Repay the loan principal and interest? The application form for prepayment shall be sent to the provident fund center for filing. The repayment date should be chosen before the next fixed repayment date, not after the application date and two working days.

(2) Mobile phone application: Has the main borrower logged into the WeChat account of Guangzhou Housing Provident Fund Management Center? Loan business? Settle the loan application in advance? Successfully submitted? Repay the loan principal and interest. The repayment date should be chosen before the next fixed repayment date, not the application date and fixed repayment date.

(3) Online service hall application: Does the main borrower log on to the website of Guangzhou Housing Provident Fund Management Center? Provident fund inquiry? Personal? Log in to personal online business? Loan business? Settle the loan application in advance? Submit successfully? Repay the loan principal and interest. The repayment date should be chosen before the next fixed repayment date, not the application date and fixed repayment date.

(4) After employees successfully apply for early settlement, they should deposit enough funds for deduction one day in advance. After the deduction is successful, you can consult the original loan acceptance outlets to cancel the mortgage loan.

2. Repay the loan in advance.

The monthly fixed repayment date is the partial repayment date in advance. If the prepayment in the current month is unsuccessful, you can apply again next month.

(1) outlet application: borrower application (all borrowers need to sign on the spot)? Confirm the prepayment amount and prepayment date? Accept the approval of outlets? Central approval? Partial loan principal repayment? The application form for prepayment shall be sent to the provident fund center for filing.

(2) Mobile phone application: Has the main borrower logged into the WeChat account of Guangzhou Housing Provident Fund Management Center? Loan business? Partial prepayment or shortened application? Successfully submitted? Partial repayment of loan principal.

(3) Online service hall application: Does the main borrower log on to the website of Guangzhou Housing Provident Fund Management Center? Provident fund inquiry? Personal? Log in to personal online business? Loan business? Partial prepayment or shortened application? Submit successfully? Repay part of the loan principal.

(2) application conditions.

1. The loan has been successfully extended for more than half a year;

2. The applicant's status is not expired;

3. The applicant shall sign the "Application Form for Early Repayment" for confirmation, and the acceptance outlets shall add comments and seal;

4. If the balance of the repayment account is insufficient and the deduction is unsuccessful, the applicant shall reapply.

(3) Handling location: various provident fund loan acceptance outlets, WeChat accounts and online business halls.

Note: Note:

Applicants should apply within a fixed repayment date and two days (five-day period).