Manual review and selection are soft, and there is room for fluctuation and negotiation in the basic conditions of approval and access. For example, age, credit information, work, quota, running water ... there is more room for human coordination.
The larger the loan amount (real estate, enterprises, projects, etc.). ), the higher the proportion of human factors will be.
Extended data
The conditions for bank loans are relatively high, and the most basic thing is a good credit status and a fixed economic income.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
Baidu encyclopedia-loan plan