As early as the end of 20 12, banks no longer provide mortgage loans to buyers who only have military certificates but no ID cards.

Because the military officer's card is only used as the identification of active servicemen, if the number of the lender's military officer's card changes, it will be impossible to find the relevant information of the lender, and the bank has certain risks. "Now that the loan recognition policy is implemented, the military officer's card cannot be used as the only identification. If you have a military officer's card, you must also have an ID card. According to the regulations of the China Banking Regulatory Commission, only military officers without ID cards are not allowed to lend, but each bank may implement different policies, depending on the system of each bank.