How to repay the student loan

1. Bank repayment: Users can bring their personal bank cards, identity documents and other information to the bank outlets that handle the loan to receive the application form for repaying the student loan, fill it out and hand it over to the staff, and then handle the student loan repayment;

2. Online repayment: Users can choose to repay in advance on the student loan information network of China Development Bank, and then add the corresponding information. Every month, the lender will complete the repayment of the student loan through the bank card account bound by the user.

the above is the repayment method of student loans.

1. Pay off the student loan within a few years after graduation:

Pay off all the student loans within six years after graduation. Because according to the regulations of financial institutions that lend student loans, students who apply for student loans should pay off all the debts within 6 years after graduation. This also shows that the borrowing period of the national student loan should not exceed 6 years after graduation.

Under normal circumstances, fresh students should repay the interest according to the loan cycle from September 1st of the year of graduation. The borrower began to repay the principal and pay interest after two years. According to the relevant national regulations, the normal repayment deduction date of student loans is December 2 every year.

Second, how to repay the student loan:

1. Log in to the online version of Alipay account () and click "Switch to Personal Edition";

2. click "application center" at the top of the page again;

3. You can see "student loan repayment" in the column of "public welfare education", and then click to enter;

4. Enter the borrower's Alipay account, ID number and verification code, and then query the loan repayment information;

5. after seeing the repayment amount, repay according to the amount, and then follow the prompts to complete the payment operation.

3. Where can I find the repayment record of the student loan?

1. Log in to the student online system of the student-origin student loan and click on the repayment record on the left to view it.

2. Log in to Alipay account on the computer side, and take the initiative to repay through the application center: click the application center-student loan repayment-view the record.

3. Bring your valid personal identification to the bank counter for student loans.

4. Is prepayment of student loans a no-no?

The statement that prepayment of student loans is a no-no is actually inaccurate, because student loans support prepayment. If the borrowing students have sufficient funds, they can naturally apply for early repayment and settle the student loan in advance; Of course, it's ok to pay back a part in advance, and it won't bring any adverse effects. Only when the repayment is overdue will it have adverse consequences.

If the customer wants to repay the student loan in advance, he can apply from the 1st to 1th of January to October every year. After the approval of China Development Bank, he will deposit money before the 15th of that month, and then the system will deduct the money on the 2th of that month.

how to repay the national student loan

1. Bank repayment

Take the bank card, my ID card and other materials, collect them at the business outlets of the loan handling bank, fill in the application form, and hand them over to the counter staff for student loan repayment.

Second, Alipay repays

1. Log on to the student loan information network of China Development Bank and click on the application for early repayment;

2. In the prepayment application page, click Add, select the corresponding contract number, confirm the information and click Submit to complete the addition;

3. When the balance of Alipay account is sufficient, choose Alipay for repayment, and then complete the repayment of the national student loan through Alipay automatic deduction every month.

How to repay the student loan

At present, there are two ways to repay the student loan, Alipay repayment and bank repayment. All loans are free of interest while students are in school, and the bank will charge interest according to the bank interest rate after graduation. Therefore, the sooner you repay the loan, you can pay less interest.

the student loan of China Development Bank is repaid in advance

before the 1th of each month.

Login-Student Loan Information Network of China Development Bank [2]

Find the platform for personal account login in the visited page, enter the account number, password and verification code, and then log in.

Find the prepayment application

Apply for prepayment as required. The application date for prepayment is from the 1st to 1th of each month (except November)

Requirements: 1. If prepayment is required, please click the "Add" button to enter the prepayment adding page.

2. Select the corresponding contract number in the artful circle of the new page, and the information to be filled in will be displayed in the system. After confirming the information, click the "Submit" button to complete the new operation.

3. If you use Alipay for repayment, please log in to Alipay system to recharge your Alipay account.

4. The accounting treatment period is after the 1th day of each month, and the fees will be automatically deducted from Alipay on the 2th day of each month. The repayment information may not be updated in time. Please check the accurate repayment results in the system at the beginning of next month.

5. After applying for prepayment, please ensure that the balance in your repayment account is sufficient. Whether the repayment is successful or not, please log in to the system at the beginning of next month and check in the "Application for Early Repayment". If the prepayment is unsuccessful, please reapply.

for specific repayment records, please check your own loan background repayment records.

how to repay the student loan

repayment method of the student loan:

1. Alipay repayment. Applicants can log in to the Alipay account that issued the student loan before, search and pay attention to the life number of the "National Development Bank Student Loan", and repay the student loan manually according to the tips on the page. In addition, you can also deposit the money into the deduction account before the 2th of each month, and automatically deduct the money from the Alipay account on the 2th.

second, bank repayment. I take my ID card, bank card and other materials to the bank counter where I handle the loan to get the application form. After filling it out, I will go to the counter with the completed application form to handle the repayment procedures.

Third, you can also log in to official website of China Development Bank and make online repayment according to the prompts on the page.

student loans are normally repaid annually, and you can also apply for early repayment. Repay annually, just before December 2th of each year. For early repayment, you need to apply from January to October 1 to 1 every year. After the application is successful, you will pay off the loan according to the agreed time.