The writing of the company's loan to an individual is the same, as long as it needs to be stamped with the company's official seal, it will have legal effect. An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. Agreement (model) on company's loan to individuals Borrower: (hereinafter referred to as Party A) Legal representative: Lender: (hereinafter referred to as Party B) ID number: Party A is a limited liability company with a registered capital of * * * million yuan, and Party B needs funds temporarily for the implementation of production and operation projects, and Party B has idle funds. Therefore, Party A and Party B, on the basis of equality and voluntariness, signed this loan contract through full consultation in order to clarify their responsibilities and abide by their credit, and promised to abide by it. 1. Loan amount: RMB (in words: RMB one hundred thousand only). 2. Term of loan: from _ _ _ _ _ to _ _ _ _ _ _ _ _ _ _ _ _ 2, with a term of _ _ _ _ _. If both parties have no objection after the loan expires, this loan contract will be automatically extended for years. Iii. Loan interest rate and collection method: 1. The loan interest is annual interest, and the interest is calculated on the date when Party A receives the loan. 2. Repay the principal and interest in one lump sum at maturity. IV. Purpose of loan: This loan is limited to the production and operation projects of Party A, and must be used for special purposes. Without the consent of Party B, Party A shall not use it for other purposes. 5. Loan repayment: 1. If Party A fails to repay the loan on time, it shall apply to Party B for extension at the latest fifteen days before the loan expires. At that time, Party B may decide whether to extend the loan on the basis of negotiation between both parties. 2. If Party B needs to recover the loan temporarily, it shall apply to Party A for repayment fifteen days in advance, and the loan interest shall be calculated according to the actual loan days. VI. Breach of Contract and Treatment of Breach of Contract: (1) The following situations are all Party A's breach of contract: 1. Party A fails to use the funds and repay the principal and interest according to the contract plan. 2. Change the purpose of the loan or use it for other purposes without Party B's consent. 3. Party A violates other terms and conditions of this contract. (II) According to the breach of contract, Party B has the right to take the following measures: 1. The maximum penalty interest shall not exceed the default interest for the part of the loan. 2. Take necessary legal measures until the unpaid loan principal and interest and expenses are claimed according to law. VII. Entry into force of the Contract: This Contract shall come into force after being signed (sealed) by both parties. This contract is made in duplicate, one for each party. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms. Borrower (Party A): (Seal) Lender (Party B): Representative of Party A's signature: Party B's signature: date of signing: legal objectivity:

Article 197 of the Contract Law of the People's Republic of China is in written form, unless it is otherwise agreed between natural persons to borrow money. The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method.