Easy loan cards are mainly for urban and rural residents such as farmers, individual industrial and commercial households and small and medium-sized business owners engaged in agricultural production and operation. To apply for an easy loan card, you need to meet the following conditions:

1, a healthy natural person with full capacity for civil conduct, aged between 18 and 60;

2, with the local town (township) permanent residence or valid proof of residence. If they are individual industrial and commercial households and small and medium-sized business owners, they must hold a valid business license issued by the administrative department for industry and commerce for annual inspection. In principle, the continuous normal operation time is longer than 1 year, and the business premises and operator accounts are located in the service area of the loan bank of rural cooperative financial institutions in principle.

3. Complete the application procedures of "Easy Loan Card", open the related business of electronic banking products, and master the operation of electronic banking skillfully;

4. The loan funds promised to be paid independently shall strictly fulfill the agreed purposes;

5. Willing to accept the credit management and settlement supervision of rural cooperative financial institutions in Anhui Province, able to collect the operating income into the "easy loan card" account opened by the card issuer, and able to provide production and operation certificates to the loan bank of rural cooperative financial institutions in Anhui Province regularly or irregularly.

Extended data

The full name of Easy Loan Card is Jinnong Easy Loan? Funong Card is a new electronic banking product developed by Anhui Jinnong on the basis of China UnionPay Funong Card business, which is convenient for customers to handle their own loan needs. Users can apply for the Easy Loan Card free of cost, annual fee, e-bank account opening fee and loan account management fee.

Users need to open a bank card account when applying for an easy loan card, which will be used as the settlement account of all loan accounts of customers. When customers need to lend money or repay, they must settle the funds through this associated account.

A user can apply for multiple easy loan cards in the same company bank, but only one easy loan card can be associated with credit. If the existing credit line or other factors are modified, the existing credit line must be cancelled and new business must be started.

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