More than three thousand. Every line is different. Generally speaking, the annual interest rate is around 8%. 40 thousand is 3 thousand to 4 thousand, totaling about 300 per month Credit loans may be higher. In terms of interest rate, the loan interest rate of credit cooperatives is relatively high at present, but the procedures are much more convenient than those of other banks, especially for small loans to farmers, rural areas and farmers. Compared with other banks, there are fewer restrictions. For example, at present, China Postal Savings Bank has started to handle loans for farmers, but the guarantee method must be a guarantee and there must be a guarantor.

1, Rural Credit Cooperatives (Rural Credit Coordinators in English, abbreviated as Rural Credit Coordinators in Chinese) refers to an institution which is approved by the People's Bank of China, is composed of members of the securities market, implements democratic management, and mainly provides financial services for its members. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives, which are under the dual leadership of China Banking Regulatory Commission and the State Council.

2. Rural credit cooperatives are independent legal persons. They are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legal rights and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. According to national laws and fiscal policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Up to now, from the economic and legal point of view, each county association is equivalent to an independent bank (enterprise). The actual owner is the provincial government. The county associations in this province jointly funded the establishment of the provincial association. Therefore, the provincial association is actually the "son" of the county association; From the perspective of administrative management, each county association is the administrative department that manages credit cooperatives, while the provincial association is the highest administrative department, so the provincial association is the county where the association "Laozi" is located. Because of its high administrative status, provincial associations have become the actual managers of county-level associations economically.