Mr. Li bought a new house for 500,000 yuan with a down payment of 200,000 yuan, and the remaining 300,000 yuan was borrowed from the bank, which was the first payment after the loan.

It's good to have the original question

1 Answer: There are two loan methods, one is a commercial bank loan and the other is a personal provident fund loan. There are three repayment methods: matching principal and interest, average capital and regular interest settlement. The annual interest rate of commercial bank loans is 5.94%, and the annual interest rate of personal provident fund loans is 3.87%.

Answer 2: The way to save money is to match the principal and interest. The total repayment amount is 474,633.75 yuan, and the repayment amount in the first month is 1, 800.83 yuan.

Answer 3: The loan interest rate increased by 65,438+00% to 4.257%, and the total repayment amount increased by 65,438+07,463.37 yuan.

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