If the repayment is not made in full and on time on the "deduction date", overdue records will be generated, which will be uniformly recorded by the central bank to the credit information system.

If you miss the monthly payment deduction time, please deposit the outstanding amount (including compound interest) into the repayment account: 1. Within the "deduction date", you can repay the loan through mobile banking, online banking and telephone banking by automatic voice operation (note: provident fund loans, bank loans, mortgage loans, etc. Loans overdue for more than 90 days cannot be repaid in this way); 2. Or wait for the system to automatically make up the deduction every day (excluding withholding provident fund loans, car purchases and loans from other loan companies at China Merchants Bank).