Whether it is private lending or online lending, it is necessary to pay back. If it is overdue, the consequences will be very serious. It is said that if a certain amount is reached, an investigation will be initiated.

The filing standards for online loans vary from company to company according to regulations. Under normal circumstances, online loans of more than 3,000 yuan can be filed after the deadline.

If the loan is overdue for a long time or deliberately not repaid, and the amount exceeds 2000, it has constituted the crime of fraud.

After the online loan is filed, it belongs to a civil case. The plaintiff is a citizen, legal person and other organization that has a direct interest in the case, meeting the conditions for bringing a civil lawsuit;

There is a clear defendant;

There are specific requests, facts and reasons;

It belongs to the scope of civil litigation accepted by the people's court and the jurisdiction of the sued people's court.