1. According to the current regulations of banks, it is best for personal loan guarantors to be public officials (civil servants and employees of public institutions); 2. It is best to be married; 3. The guarantor must have no bad credit record; 4. The guarantor's account should be in the local area. With the above conditions, loans can generally be obtained; The guarantor information you need to provide when making a loan includes: a copy of the guarantor's ID card, a copy of the marriage certificate (both parties), the bank's current account for the past six months, and the guarantor's salary certificate (if necessary).

Second, the personal entrusted loan guarantee of China Bank.

(1) Personal entrusted loan guarantee and inform the bank. If an individual entrusts a loan as collateral, it shall entrust the mortgagee.

(2) The guarantor shall not be included in the list or scope of sanctions issued by international organizations, China or other countries, and shall not be included in the scope of non-kinship.

(3) We are not allowed to express any opinions on the credit status, collateral status and collateral of the borrower entrusted with the loan.

The above contents are for your reference. For the latest business changes, please

If in doubt, please contact online customer service of Bank of China or download the PP in use for consultation.

3. What are the provisions of China Bank's personal entrusted loan guarantee?

Personal entrusted loan guarantee of China Bank: 1. China Bank's personal entrusted loan guarantee method is determined by the customer and reported to China Bank. If the personal entrusted loan of China Bank is mortgaged, the mortgagee of the mortgaged property is the principal. 2. The guarantor shall not be included in the list or scope of sanctions issued by international organizations, China or other countries, and shall not be in the scope where the Bank of China prohibits the establishment or maintenance of customer relations with him. 3. BOC does not act as the guarantor of the entrusted loan borrower, is not responsible for reviewing the credit status of the guarantor, the status of the collateral and supervising the collateral, and does not express any opinions. The above contents are for your reference. Please refer to the actual business regulations.

4. Can I entrust a guarantor with the loan?

Yes, but you need to issue a power of attorney. According to the law, agency includes entrusted agency, legal agency and appointed agency. The entrusted agent shall exercise the power of agency according to the entrustment of the principal, the legal agent shall exercise the power of agency according to the law, and the appointed agent shall exercise the power of agency according to the designation of the principal or the designated unit.