Gitzo loan products mainly include the following:
I. Installment loan business
The installment loan business of Gitzo Loan is mainly to pay for goods in physical stores in installments, which is jointly run by Gitzo and relevant domestic financial institutions.
The main business of the exhibition.
This business can purchase all kinds of products by stages, and the main business place is the physical store that cooperates with Gitzo. For example, you want to buy
Things like mobile phones, electrical appliances or computers, as long as the store you go to has a cooperative relationship with Gitzo, you can buy them through Gitzo installment loans.
Come down and pay back the monthly payment on time every month.
Two. Cash loan business
Cash loan is their secondary business, and the interest rate is relatively high. The application conditions are as follows:
1. The applicant is between 20 and 55 years old.
2. The applicant has worked in the current unit for not less than 3 months, and his salary is not less than 2,000 yuan.
3. Good credit information.
4. There is no requirement for other liabilities.
Extended data:
Gitzo loan processing process:
1. Call Gitzo first to find out if you meet the loan conditions. Gitzo cash loan application conditions need to be 20-55 weeks old.
/kloc-Those under the age of 0/8 who earn more than 2,000 yuan a month and need to work in the company for 3 months can apply for a loan, followed by the application materials.
In terms of materials, you need to have a labor contract or work certificate, an ID card, and a bank account for nearly three months.
2. Then go to the local designated Gitzo outlets to submit information and applications.
What loan platform is Gitzo Finance?
Gitzo consumer finance is not a loan, it is a financial company, but it can provide loans. Gitzo Consumer Finance is a fully compliant licensed consumer finance company.
It is one of the first four pilot consumer finance companies approved by China Banking Regulatory Commission, becoming the first wholly foreign-owned consumer finance company in China. Gitzo's consumer finance business includes: issuing personal consumption loans, borrowing from domestic financial institutions, accepting deposits from domestic subsidiaries of shareholders and domestic shareholders, etc.
Gitzo Consumer Finance Co., Ltd. is the first and only wholly foreign-owned consumer finance company in China. 20 10 was formally established with Gitzo Group as its shareholder.
This company is one of the first four pilot consumer finance companies approved by CBRC. The company is committed to providing responsible financial credit and inclusive finance services for groups that cannot be covered by traditional financial services, especially those with missing or few credit records. Its business covers more than 300 cities in 29 provinces and cities.
Gitzo actively deployed intelligent customer service, and artificial intelligence products such as intelligent robots and quality inspection robots were widely used in various scenarios, and the operational efficiency was significantly improved.
Gitzo, with its excellent data capture and analysis capabilities, combined with modern cutting-edge scientific and technological means such as big data, cloud services, automation and biometric detection, has penetrated its own core risk control and management capabilities into every link of the business process, realized efficient and instant service for every customer, and became their lifelong reliable high-quality financial service partner.
From 2065438 to 2008, the highest annualized interest rate of Gitzo Xiaojin's loan was 24%.
Gitzo Consumer Finance Co., Ltd. (hereinafter referred to as "Gitzo"), as a fully compliant licensed consumer finance company, officially opened in China at the end of 20 10, and its shareholder is Gitzo Group, a leading international consumer finance service provider.
Gitzo is committed to providing responsible financial credit and inclusive finance services to those groups that cannot be covered by traditional financial services, especially those with little credit history. Its business covers more than 300 cities in 29 provinces and cities.
Gitzo has established close cooperative relations with well-known national retailers such as Dixintong and Suning. Based on the "2023 Strategy", Gitzo is accelerating the digital transformation of "customer-centric".
Up to now, more than 44 million users have registered with Gitzo Financial APP, thus entering the digital financial service ecosystem of Gitzo's "one-time use, lifelong companionship".
Marketplace, an online shopping platform under Gitzo Financial APP, can provide a "one-stop" consumer financial experience with its rich categories and preferential prices; Gitzo Payment, the first revolving loan product, has accumulated more than 654.38+6600 users. The customer self-service model of Gitzo Tesco (ALDI 2.0) covers about10.4 million merchants throughout the year.
Gitzo actively deployed intelligent customer service, and artificial intelligence products such as intelligent robots and quality inspection robots were widely used in various scenarios, and the operational efficiency was significantly improved. Gitzo, with its excellent data capture and analysis capabilities, combined with modern cutting-edge scientific and technological means such as big data, cloud services, automation and biometric detection, has penetrated its own core risk control and management capabilities into every link of the business process, realized efficient and instant service for every customer, and became their lifelong reliable high-quality financial service partner.
An online loan that can borrow money.
There are many online lending platforms that can really borrow money. For example, Xiaoman Finance, Ping An Pratt & Whitney and Gitzo Super Loan are all good loan platforms.
First, the degree of Xiaoman Finance
Xiaoman Financial's credit service brand has money. First, you can look at the brand background. The stronger the brand background, the more secure its own strength. Youyouhua, as a credit service brand under Xiaoman Finance, has attracted much attention since it was launched, and has been constantly innovating under the supervision of many parties. As far as the brand background is concerned, spending money is a passport. Next, let's look at the method of interest and handling fee. The calculation of interest and handling fee of money is transparent, and users can check the interest and handling fee of each loan in the financial APP with little money. As a formal loan, if you have money to spend, there will be no pre-loan fee, and you can charge as much as you borrow.
Second, Ping An Pratt & Whitney:
Inclusive finance Business Cluster (hereinafter referred to as "Ping An Pratt & Whitney") is a subordinate business cluster of a joint venture company of China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group"). Adhering to the brand concept of "trust is power", we will provide better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and build a consumer finance brand trusted by global loan customers.
Finally, Gitzo Super Loan is a consumer loan product of Gitzo Consumer Finance, which can be used for unsecured secured loans and tx.
. This is a loan with a high rating. Gitzo's loan amount is between 2000 and 50000 yuan, which can meet the capital needs of most users. Compared with other small loans, Gitzo's over-lending threshold is relatively high, and it is necessary to check the credit information in person, and the pass rate may not be high. Note: Know the store address carefully before applying. If there is no local store, you may not be able to apply. Whether Gitzo's excessive lending is better depends mainly on the qualifications of the applicant. Because Gitzo's excessive borrowing will check the credit information, it is really difficult for people with poor credit information to apply. However, if you have good credit and personal qualifications, you don't have to worry about failure. "