First of all, if buyers want to buy a house with a loan, they need to consult the loan management center in detail and ask if you are allowed to apply for a loan in a different place if you buy a house locally. If yes, then find out what conditions and information are needed.

2. Loan application

Then the buyers need the provident fund management center to submit a loan application and wait for the staff to review the application. If it is confirmed, the management center will issue the Certificate of Use of Housing Provident Fund for Employees with Foreign Loans for you.

Step 3 Submit information

When buying a house with a loan, the buyer needs to provide his/her ID card, purchase contract, and proof of using the loan in different places. And it will also be audited to confirm that the information is true and complete. The management center will mark your off-site loan and establish a detailed account of off-site loan.

Step 4 apply for a loan

Finally, after the data is approved, the loan center will handle the loan-related procedures for you, then issue the loan for you and repay it on time.