Legal analysis: 1, paid in Hefei (including four counties and one city); 2. In storage; 3. There is no outstanding provident fund loan under the family name and the number of uses is less than or equal to1; 4. The provident fund has been paid in full for 6 consecutive months, and it has been paid continuously before the loan is issued; 5. The number of housing units in the family is less than or equal to 1 (purchase area). 6. Not exceeding the statutory retirement age; The borrower has a stable economic income and the ability to repay the principal and interest.

Legal basis: Regulations on the Management of Housing Provident Fund

Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.