Use the provident fund loan to purchase the house in lufax Mansion, and the conditions include: 1. The borrower must have an account in the city where lufax is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in lufax Mansion, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of lufax Building loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
Transaction process of second-hand house in lufax Mansion: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original of the house ownership certificate of Lu Jinyu Building; 4. The original sales contract of lufax Mansion signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds in lufax shall be submitted; Original deed tax payment or tax reduction and exemption certificate of Lu Jinyu Mansion; 7. The number of people reconsidered is+1, and the name of the property owner on the house registration form and house plan is on the property certificate of Lujinyu Building.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!