The interest rate of Ping An Bank's 400 million yuan loan is determined according to the loan time. Generally, the loan interest rate is 4.35% within one year, 4.75% for 1-5 years and 4.9% for more than 5 years.

Ping An Bank Loan is a personal or family consumption loan business guaranteed by an insurance company launched by China Ping An. This loan model does not need mortgage, but it still needs to be audited by the insurance company before repayment can be made.