1, the main qualification materials of the borrower, such as ID card, household registration book, etc. ;
2. Materials confirming the borrower's loan purpose, such as purchase and sale contracts and related agreements;
3. Relevant materials proving the borrower's repayment ability, such as salary certificate;
4, the guarantor and collateral related materials;
5. Proof materials of self-financing such as deposit statements and advance payment vouchers;
6. Other materials that should be provided for specific loan varieties.
Any consumer advertising emergency channel will arrive quickly!
Hello, the basic conditions for applying for personal consumption loans:
1, at least 18 years old, with full capacity for civil conduct;
2. Good conduct and no bad credit record;
3. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;
4. Have a good credit record and willingness to repay, and no bad credit record;
5. Being able to provide legal, effective and reliable guarantee recognized by the bank;
6. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;
7. Comply with other regulations of the bank.