You can return it in advance, as shown below:
1 to 10 can apply for prepayment every month, and all outstanding debts of a contract must be paid off in one lump sum.
Borrowing students must apply for a new student-origin student loan in the student system of China Development Bank before 10 every month or apply to the teacher of the local county financial aid center, and deposit the full amount of funds into the corresponding repayment account before 15 that month. Our bank deducts money on the 20th of every month.
If Alipay is used for repayment, Alipay will deduct the corresponding amount from the student's personal Alipay account on the day of prepayment deduction, and feed back the loan students by SMS, email, etc.
Students can log on to the online system to check the results of prepayment. If the current advance payment fails, the next advance payment needs to be resubmitted within the specified time. (Consult your borrowing bank for details. The above contents are for reference only. )
Second, how to apply for early repayment of student loans?
How to apply for early repayment of student-origin loan;
Methods/steps
1. First, enter official website, the student loan information network of China Development Bank.
2. After entering, click on the student online service system on the left (student's hometown) and log in to the personal account.
3. Click the prepayment application after entering.
Next, select the contract that needs to be repaid in advance, and click Apply for Repayment.
The default contract is to repay the principal and interest.
If the amount of prepayment is not as much as the principal, then we can apply for partial repayment, that is, choose partial repayment in the following position.
5. Next, enter the amount to be repaid. It should be noted that the amount of partial repayment is at least 500, and it must be a multiple of 100. Here you choose to pay back 500 yuan first, and the part to be paid back is the total amount payable (interest principal), and then submit it. Pop up the following figure
6. As shown in the figure, the new prepayment operation is successful, and the repayment date is 20th of the current month. Remember to recharge the Alipay account (as shown below) with enough money, otherwise the repayment will not be successful!
Third, can the student loan be repaid in advance and how?
Student-origin student loans can be repaid in advance, and students are required to submit an application for prepayment before 1- 1.
The repayment time stipulated in the repayment method of student loans is between 165438+ 10/0/and 65438+February 20th every year. You can start paying back after graduation. Interest can only be repaid in the first two years, and principal and interest will be repaid in two years.
Alipay repayment
Repay the student loan of China Development Bank in advance
Every month before 1 and 10.
2, login-China Development Bank student loan information network
3. Find the platform for personal account login in the visited page, enter the account number, password and verification code, and then log in.
4. Find the prepayment application
5. Apply for prepayment as required. The application date for prepayment is from June 1 day to June1day (except June 1 1 day).
Bank repayment
1. Before going to the bank, be sure to bring all the materials for handling student loans, as well as my ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process;
2. After entering the bank, queue up to get the number, then go to the staff to get the application form and fill in all the contents in detail;
3. Go to the counter to handle the loan repayment procedures;
4. Send the repayment voucher to the relevant person in charge.
Student-origin student loan model essay xxx rural credit cooperative:
I am a poor student of Grade 03 in Chinese Department of Jiangxi Normal University of Science and Technology, and I come from a remote rural area in Jiujiang City. There are six people in my family, grandpa, grandma, dad, mom, sister and me. Grandparents support the elderly at home, my sister goes to high school in the county, my parents farm at home, and my mother is sick. The expenses of the whole family mainly depend on crops. Due to the small land and large population in my hometown, and the flood and crop failure last year, the per capita income of the whole family is less than that of 400 yuan. After entering the university, most of the tuition fees were borrowed by relatives and friends. It will be even more difficult for me to pay all my tuition fees this year. In order not to affect my studies because of financial difficulties, and to pay off my tuition in full and on time, I hereby propose a student loan to your society.
My loan amount is 6000 yuan, and I intend to pay off the principal and interest within 4 years after graduation. My parents also agreed to my loan and agreed to take joint responsibility. After the loan, I promise to fulfill my repayment obligations and repay the principal and interest of the loan on time. At the same time, I will continue to study hard and strive to repay the concern and support of the provincial rural credit cooperatives with excellent results. I hope the provincial rural credit cooperatives will approve it.
I am here to convey
Salute!
Applicant: ×××
Xx，xx，XX，XX