The approval time of bank loans is usually 7 to 15 days. Due to the relevant regulations, the approval time of each bank will be different. The specific approval situation requires customers to inquire at the outlets of local banks. Moreover, the approval time of banks will be adjusted according to different types of customers, and the approval time of loans needed by high-quality customers or teachers, soldiers, doctors, etc. will be relatively shorter.

Ways to save examination and approval time

1, according to the relevant laws, the loan approval will be quick for the first time to the mortgage lender, but if the application is from a foreigner, the approval content will be very harsh;

2. If the customer has no personal credit problem, the processing speed of loan application will be greatly improved. When China residents fail to pay taxes in time or evade taxes or repay their credit cards overdue, they will be entered into the credit information system by the tax authorities according to relevant laws, which will have a negative impact on personal loans;

3. When making a loan, the materials are fully prepared, and there is no need to submit them repeatedly. The bank quickly completes the examination and approval, which greatly improves the examination and approval efficiency.

The above three methods are all ways to save approval time.