Legal analysis: Only one person's name can be written on the real estate license, but co-owners can be added. When adding co-owners, everyone's share can be clearly defined. If both husband and wife buy a house, they don't need it, because as long as there is anyone's name, it belongs to the common property.

Real estate license without loan plus names of wife, children and parents:

1. Bring three certificates (marriage certificate, ID card and real estate license) and a copy;

2. Go to the housing transaction center, and the window staff will review the submitted materials;

3. Need to add a name to the real estate license 1 10 yuan: 80 yuan handling fee, 25 yuan map fee and 5 yuan sticker fee. If it goes well, you can get the real estate license in about 20 days.

Property certificate with loan name:

1. Go to the bank to change the mortgage first;

2. Processing expenses: In addition to the above-mentioned 1 10 yuan handling fee, if the loan is a provident fund, it needs to add 100 yuan, and if it is a combined loan (a commercial loan of provident fund loan), it needs to add 200 yuan handling fee; 3. Other steps are the same as the previous process without loans.

Legal basis: Article 5 of the Measures for the Administration of Urban House Ownership Registration is that the house ownership certificate is the only legal certificate for the right holder to own the house according to law and exercise the right of possession, use, income and disposal of the house.