If you are a woman about to enter the marriage hall, your fiance proposes to you:

I think, most women will accept it gladly and feel that men attach great importance to themselves. Then I will feel particularly proud in front of my family.

But recently, there was such a hot post in Zhihu, which triggered a very heated discussion on this issue.

Many netizens actually let the post bar be wary of killing pig plates and shouted: Run!

The owner's boyfriend and the family discussed that the man's father invested 5 million yuan to buy a wedding room and wrote the girl's name.

The reason is also very tenable, that is, the boyfriend has no social security and is not qualified to buy a house. In the future, there will be a house under the father-in-law's name, and the tax on the second suite is high, which is not cost-effective.

The girl hesitated a little, gave you millions of good things for no reason, and hit her head?

With the following questions, she hesitated even more.

If you buy a house in full, you can mortgage it to a bank loan, up to 80%. My boyfriend wants to borrow 4 million yuan to buy a second set.

I didn't say who to write, but I'm going to rent it

After buying a house, the man has no money at hand and is going to borrow money in the name of the girl to decorate it, which will cost hundreds of thousands.

Here, the problem comes out.

It seems to be in full swing to prepare for a small life. In fact, for girls, they are all walking on thin ice.

Although the girl has a suite under her name, she has also borrowed millions.

Some people say that after marriage, the couple work together to pay back the money, don't they?

This is of course the best case.

What about the less optimistic situation?

For example, if the two eventually fail to get married, or if they choose to divorce because of their disagreement with Deng after marriage, can the woman still get a house?

First of all, the man invested 5 million yuan to buy a house, even if it is a girl's name, because it was paid by the man's parents, you can recover it by checking the source of funds.

Secondly, the man wants to mortgage the first suite and buy a second house with 4 million yuan after cashing out. This 4 million was mortgaged with the property under the woman's name, and the debt naturally fell on her head.

According to the current regulations, the money borrowed from the mortgage house cannot be used to buy a house.

What should I do if I want to buy it?

Then only through some means, such as the girls first withdraw, cash to the man, so as not to leave a trace.

But for girls, there is another problem.

If you want to allocate the ownership of the house and want this second suite, I'm sorry, you didn't leave a certificate to prove that the purchase funds came from you.

Otherwise, the girl can only bite her teeth and swallow blood, believing that she is unlucky.

Or, if she goes to court, she may not get the house, but her previous illegal operation will be exposed.

What is even more frightening is that the bank will continue to charge interest on the mortgage of 4 million yuan. If the loan 10 years, it will be as high as two or three million.

This is not to mention hundreds of thousands of decoration loans.

Remember, this is all before marriage.

In other words, more than 7 million debts belong to the woman, and all the proceeds belong to the man.

The woman has to have children and raise children, act as a free nanny, sleep with her, and take all the money she earns.

This debt is like a time bomb, which can blow the girl black and blue at any time, while the man can get away with it and even profit from it.

This is the most creepy part of the story.

Some people may think it's too dark to miss each other.

There is a saying in criminal investigation: the biggest beneficiary may be the biggest suspect.

The man proposed a series of operations.

Since we have 5 million cash, we can borrow 6.5438+0 million to buy the first suite and 4 million to buy the second suite.

And having two suites can save a lot of unnecessary trouble.

Why not do this?

With all due respect, I don't see love, only calculation.

Really loving you will make you bear such a big debt and make yourself relaxed?

Really love you, will you choose a house purchase plan that is not worthwhile at all?

Either you are stupid and don't know how to reduce the cost.

Either, it was calculated from the beginning.

This is what girls should worry about most. You thought you had found a happy home. Unexpectedly, he only thought about how to squeeze all your values.

I don't see a huge trap ahead, waiting for you to jump in.