In addition to loans from banks, there are also many auto mortgage companies in the market, which can borrow money without taking a car, and the procedures are simple and the business model is mature. For example, professional car loan companies such as Ping An Car Loan, Shenzhou Car Flash Loan, Car Loan to Finance and JD.COM Car Loan are also one of the most convenient channels to apply for mortgage loans.

1, automobile to finance

Chedi Finance is a one-stop service platform for long-term cooperation with financial institutions such as Ping An Bank and Ant Financial. Consumers can choose to apply for a mortgage loan on the mobile app, or they can apply for a mortgage loan at the service outlets of Jeju Finance, as long as they provide the information of the Green Paper, and they don't have to take a bus.

2. Safe car loans

If you want to apply for a safe car loan, you need to apply for a mortgage loan from Ping An Bank first. Ping An Bank will have stricter requirements for mortgage loans. The borrower shall meet the following conditions: China citizen aged 65,438+08 but not over 55 years old, with good personal credit information, stable income and repayment ability.

3. JD.COM auto loan.

This is a automobile mortgage method introduced by JD.COM in conjunction with other financial institutions. If consumers want to apply for a mortgage loan, they need to register relevant car information on JD.COM Car Loan app, and then the car loan staff in JD.COM will evaluate the vehicle and finally determine the loan amount.