If there is no room in this city under the name of the purchaser's family but there is a record of commercial housing loan or provident fund housing loan, the down payment ratio of the loan shall not be less than 50%; If the purchaser owns 1 house in this city under the family name, the down payment ratio of the loan shall not be less than 70%.
Extended data:
Shenzhen registered families (including those whose family members are registered in Shenzhen) continue to implement the policy of restricting the purchase of 2 sets of housing; Adult singles (including divorced) registered in this city are restricted to purchase 1 house in this city;
Non-local registered families who can provide proof of continuous payment of personal income tax or social insurance in this city for five years or more from the date of purchase are restricted to purchase 1 house; Overseas institutions and individuals should purchase houses in strict accordance with relevant policies. The purchase time shall be based on the signing time of the purchase contract on the information system of the real estate administrative department of this Municipality.
Shenzhen Municipal Government-Several Provisions on Further Promoting the Stable and Healthy Development of Shenzhen Real Estate Market