Credit cooperative loans:

Rural credit refers to loans for farmers with rural household registration to use seeds, breeding and other sales expenses. Of course, buying a house is ok.

The archives of local credit cooperatives are the basic information of establishing economy, family and income for local farmers. After evaluating the credit, take the letter.

Issue credit in the form of

If a guarantor is required in the loans issued, it is because the loan officers of rural credit cooperatives want to better prevent and control risks, understand customers and collect loans more conveniently. If the guarantor is outside

Area, this, of course, can't meet the guarantee.

There are many conditions for granting loans. It is best to go to the local office and ask for an ID card and marriage certificate (unmarried certificate, etc.). ) to prove marital status. The lender requires the payer to provide.

Other information. In fact, there is no guarantee.

2. Can rural hukou get loans from credit cooperatives?

I got a loan from the credit union. Let me answer a question! As far as we in Jiangxi are concerned:

1, rural areas are specifically for farmers, so you have to have a rural hukou and apply for a loan at the credit union where your hukou is located. Good credit and no record of non-performing loans.

2. According to the loan process of the credit union, you must have a loan certificate before you can apply for a loan. You can apply for a loan certificate from the branch of the credit union. Now that the credit union has given you a loan, it is not a problem to apply for a loan certificate. The key is to get on well with the loan officer. The loan certificate is divided into several credit grades. When applying for a loan certificate for the first time, branches generally grant a credit line of 20,000 yuan. After that, the branch can upgrade to a credit line of 40,000 yuan. Credit lines of more than 50,000 yuan shall be handled by credit cooperatives.

3. When making a loan, you should hold your ID card, loan certificate and household registration book and go directly to the credit network branch to handle the loan business.

When handling the loan business, the loan officer will ask you to fill in some forms, such as family income, loan purpose, etc. These are all procedural matters, and I will take a bust of you on the spot and keep it. The answer is as above, I hope it will help the subject!

3. I am a rural hukou. Can I get a loan from a rural credit cooperative? I am desperate for money.

This mortgage loan

4. How much can a rural hukou borrow from a rural credit cooperative?

Personal loan model of rural credit cooperatives

1, credit loan. Credit loans of rural credit cooperatives are only for natural persons with good reputation and strong repayment ability who want to live in the jurisdiction of credit cooperatives for a long time and have full civil capacity in agricultural registered permanent residence. Generally, the amount is relatively low, and the amount is generally between 20,000 and 50,000.

2. Guaranteed loan. Rural credit cooperatives have farmers' joint guarantee loans and workers' guaranteed loans.

3. mortgage or. Mortgage means that you can get a loan by taking the property you have the right to dispose of in your own name and mortgaging it in a credit cooperative. The loan amount is paid in proportion to the value of the collateral.