The capital cities of microfinance are Guangdong, Jiangsu, Hunan, Shandong, Shaanxi, Zhejiang, Henan, Yunnan and Jiangxi, and the cities are Tianjin and Chongqing respectively. On the login page, users need to select the corresponding provinces and cities to enter. The amount of micro-credit is systematically reviewed and given, and workers cannot interfere. The loan amount of microfinance is given by the system after comprehensive evaluation of enterprises, and the maximum amount can reach 3 million.

1. What are the requirements for applying for a loan in Wechat business?

1. The applicant's credit reference must be good, because the Wechat business loan is for credit reference. Secondly, the enterprise and legal person are not overdue at present, and the overdue period cannot exceed 6 times a year;

2. If the enterprise has been established for more than two years, it shall pay the corresponding taxes on time. If there is a bad tax record during the two years, it is also impossible to handle it;

3. The current tax level of the enterprise should be above C, and the debt should not be too high.

2. What are the requirements for applying for a loan in Wechat business? What is the application process?

1. Log in with a registered account, read the relevant information and agree to apply for a loan.

2. Some areas are not within the scope of opening up. Before applying, you should know clearly and choose areas where you can apply for loans.

3. The customer service will verify the tax payment authorization of the enterprise, and refuse the loan request if the information is not true. Then go back to the loan page to bind relevant personal information, improve all relevant information, and submit relevant materials for review.

4. If the approval amount is more than 300,000 yuan, it is generally necessary to sign off for approval. Only the amount of more than 300,000 in Shenzhen does not need to be signed in person.

Some people will call the legal person back, and some people will have the company tax registration number. Remember to pay a return visit when they submit. Normally, if they pass the examination, they will receive cash withdrawal on the same day.

3. What are the conditions for micro-credit loans?

The application conditions for microfinance are: the enterprise has been in business for two years and has more than two years of business information; The value-added tax amount of any year in the last two years is not 0; The applicant must be the legal representative, and the personal credit information is in good condition; There is no tax arrears in the last 6 months; Enterprise tax grade is a/b/c/m; Enterprises in areas where microfinance is open. Enterprises that meet the above conditions can try to apply for loans from Wechat business. Wechat business loan application channels are Weizhong Bank official, WeChat official account and online tax service hall of Shenzhen State Taxation Bureau.

Weizhong bank loan application conditions

The application conditions for micro-enterprise loans of Weizhong Bank mainly include the following points:

1. The age is above 18 years old (inclusive) and he holds a Chinese mainland resident identity card;

2 is the legal representative of the enterprise;

3 enterprises operating well, stable income, the ability to repay the principal and interest of loans on schedule;

4. The enterprise and the business owner have a good reputation, and there are no bad credit records and serious negative information in the credit report.

General taxpayer enterprises, small-scale taxpayer enterprises and individual industrial and commercial households can apply for micro-enterprise loans. However, we also need to note that microfinance is not open to the whole country. For the time being, only Hunan, Guangdong, Zhejiang, Jiangsu, Henan, Hebei, Jiangxi, Anhui, Fujian, Sichuan, Guangxi, Shandong, Shanxi, Hubei, Shaanxi, Liaoning, Yunnan, Hainan, Tianjin and Chongqing are within the scope of application, and the remaining provinces and cities are still being opened (the specific supporting cities are subject to the application EPAPP). If customers want to apply, they can directly log in to the enterprises and enterprises of Weizhong Bank.

The main products of Weizhong Bank:

Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend Money, We2000 and so on. In the three major business sectors of public bank, direct banking and scene banking.

1. Microfinance

The micro-credit product "micro-loan" launched by Weizhong Bank has issued 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities and autonomous regions, with a total loan of more than 3.7 trillion yuan. About 77% of "micro-loan" credit customers are engaged in non-white-collar service industry, and about 80% are college graduates or below; The average loan is about 8,000 yuan, and the interest on more than 70% of the settled loans is less than 100 yuan.

2. Microfinance

Weizhong Bank launched China's first online unsecured corporate liquidity loan product-Weizhong Industrial Loan. More than 70% of microfinance customers are manufacturing, wholesale and retail and high-tech industries, and more than 60% of enterprises have obtained bank corporate loans for the first time. Micro-credit services for small and micro enterprises have more than 65.438+0.7 million corporate customers, with accumulated loans of nearly 400 billion yuan, indirectly supporting nearly 4 million people's employment. From June 20438 to October 2020 10, Weizhong Bank further upgraded its corporate financial service brand to "Weizhong Enterprise+"on the basis of micro-loans, serving the financial and non-financial needs of small and micro enterprises and building a full-link business service ecosystem.

What cities have micro-loans opened? And these!

; ? At present, many platforms have obtained corporate loans, and many of them can apply online, such as micro-business loans under Weizhong Bank. As a corporate loan, users can directly handle it through WeChat and online. However, microfinance is only available in some cities. Let's introduce it today. Other regions should be open one after another, so you can continue to pay attention.

1. What cities have microfinance opened?

Up to now, the following cities have opened microfinance business. If there are any changes, the application page shall prevail:

Guangdong province;

Jiangsu province;

Shaanxi Province: xi 'an, Baoji and Xianyang;

Shandong: Jinan, Yantai, Weifang and Linyi (not recovered)

Yunnan: Kunming;

Hunan Province: Changsha, Zhuzhou, Hengyang, Changde and Yiyang

Zhejiang Province: Hangzhou, Jiaxing, Huzhou, Taizhou, Jinhua, Ningbo, Wenzhou, Shaoxing, Quzhou, Lishui and Zhoushan.

Jiangxi Province: Nanchang, Ganzhou, Jiujiang, Shangrao, Yichun, Ji 'an and Fuzhou.

Henan Province: Zhengzhou, Kaifeng, Luoyang, Nanyang, Zhoukou, Xinxiang, Xuchang, Shangqiu, Zhumadian, Xinyang and Anyang.

Shanxi Province: Taiyuan and Yuncheng

Hebei Province: Shijiazhuang, Tangshan, Baoding, Handan, Cangzhou and Langfang

Anhui Province: Hefei, Anqing, Wuhu, Chuzhou, Fuyang, Suzhou, Lu 'an and Bozhou.

Chongqing;

Tianjin;

2. What are the loan application conditions in Wechat business?

Only enterprises (including individual industrial and commercial households) as general taxpayers or small-scale taxpayers can apply, and the applicant must be an enterprise legal person.

Can Beijing Company apply for micro-loan 2022?

You can't. Micro-credit is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. This product is a financial innovation product combining big data analysis with Internet technology. Among them, Enterprise 2022 Beijing Company cannot apply. By the end of 2022,165438+1October 28th, Beijing was not included in the cities that opened microfinance.