Legal analysis: The card verification fee usually occurs when users use online loan platforms to borrow money. The platform notifies that there is an error in the account and requires the user to pay a certain card verification fee to change the card number. It is worth noting that the card number is wrong. You can change it directly if the situation arises. Regular loan platforms usually do not charge any pre-loan fees for any reason, but only interest. Beware of being deceived when encountering this situation.

Legal basis: Article 193 of the Criminal Law of the People's Republic of China and the People's Republic of China. The crime of loan fraud refers to the fabrication of false reasons for the introduction of funds, projects, etc., and the use of false information for the purpose of illegal possession. Economic contracts, using false certification documents, using false property rights certificates as guarantees, repeating guarantees exceeding the value of the collateral, or using other methods to defraud banks or other financial institutions for loans of relatively large amounts.