1, increase the rent withdrawal limit. If my spouse and I don't have a house in the deposit city and rent a house for self-occupation, the annual rent withdrawal limit will be raised from 7200 yuan for singles to 0/0000 yuan for married couples (no longer distinguishing between singles and married employees).

2. Cancel the area extraction limit. Cancel the stipulation that the purchase, construction, renovation and overhaul of commercial housing with an area exceeding 180 square meters and the repayment of the principal and interest of the above-mentioned housing loans shall not be allowed to withdraw the housing provident fund.

3. Support buying houses outside the province. Those who buy their own houses outside Hunan Province may apply to commercial banks for house purchase, withdrawal or repayment of housing loans. Among them, the purchase of the house is based on the property certificate and the application for withdrawal is made within 2 years of 1 year.

4. Extend the time limit for two extractions. 1. Increase the extraction period of self-built housing. Employees who build their own houses and fail to apply for extraction within 2 years from the date of issuance of relevant certificates of construction project planning permission may apply for extraction within 3 years after the completion of new houses and 1 year after the issuance of real estate licenses. 2. Extend the withdrawal time limit for housing loan settlement. Workers who settle the housing loans of commercial banks or housing provident fund loans in different places shall apply for withdrawal within 3 months 1 year from the date of settlement.

Loan policy:

1, support the birth policy. If a paid employee's family who has three children according to the policy applies for a provident fund loan to buy a house, the maximum loan amount is 800,000 yuan.

2. Increase the loan amount. The maximum loanable amount of a single deposit employee is adjusted from 400,000 yuan to 600,000 yuan. The maximum loan amount for high-level talents in Zhuzhou City was adjusted from 600,000 yuan to 800,000 yuan.

3. Reduce the down payment ratio. For employees' families who own 1 apartment and have settled the corresponding provident fund loans, the minimum down payment ratio will be reduced from 50% to 30% in order to improve their living conditions.

4. Promote off-site loans. Employees who deposit in different places to apply for loans in this city can enjoy the same treatment as employees who deposit in this city, that is, cancel the household registration restrictions of borrowers or borrowers' spouses in this city; If the housing provident fund is normally paid in different places, the maximum loanable amount will be adjusted from 400,000 yuan to 600,000 yuan.

5. Relax the "monthly hedging". Cancel the restriction on the termination of the hedging agreement when the balance of the provident fund account is less than 12 times of the monthly deposit amount after the hedging takes effect.

1. The conditions required for the transfer of Zhuzhou provident fund account are as follows:

1, employees are transferred between units in the city;

2, unit merger, division, restructuring, changes in employee labor relations;

3. Other transfer procedures are required.

Two, Zhuzhou provident fund account was sealed for the following reasons:

1, retired workers;

2. The employee dies or is declared dead;

3, workers and units to terminate or terminate the labor relationship;

4. The employee and the unit temporarily suspend the wage relationship but still retain the labor relationship;

5. job transfer;

6. Others need to be sealed. "Regulations on the management of housing provident fund" Article 13 The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.