The scope of creditor's rights mainly includes:
1. Capital lending, the debt relationship formed by the borrower's borrowing from the lender;
2. When buying goods, the buyer buys goods from the seller, forming a debt relationship;
3. Labor contract refers to the debt relationship formed by the labor contract signed by the employer and the employee;
4. Lease contract, the lease contract signed by the lessor and the lessee, and the debt relationship;
5, guarantee contract, the guarantor promises to the creditor to bear the debts of the debtor, forming a debt relationship;
6, commercial credit, commercial credit refers to the supplier to provide goods or services to customers in the process of credit creditor's rights relationship;
7, intellectual property rights, intellectual property rights holders enjoy the protection and use of their own patents, trademarks and other intellectual property rights, forming an intellectual property creditor's rights relationship.
The information needed to safeguard the creditor's rights includes:
1, loan contract, which is a legal document between the creditor and the debtor, including key information such as loan amount, interest rate and repayment period;
2. Repayment record, which records the borrower's repayment, including repayment date and repayment amount;
3. Guarantee agreement. If the borrower provides a guarantee, it is necessary to sign a guarantee agreement to confirm the responsibilities and obligations of the guarantor;
4. Litigation materials. If it is necessary to protect creditor's rights through legal channels, it is necessary to provide relevant litigation materials, including complaints and evidence;
5. Subsidiary information. If the creditor's rights have been mortgaged, relevant collateral information shall be provided, including mortgage contract and evaluation report;
6. Communication records, including communication records with borrowers and communication records with lawyers, courts and other relevant personnel;
7. Asset certificate: the debtor's asset certificate is required, including real estate license and vehicle certificate.
To sum up, the scope of creditor's rights is very wide, and different debt relations may form creditor's rights relations. Creditors have the right to recover debts from debtors, and debtors have the responsibility to perform debts. Creditor's rights usually exist in the form of a contract, which stipulates the time and place for the debtor to perform the debt, and the creditor has the right to recover the debt from the debtor within the time limit stipulated in the contract.
Legal basis:
Article 1 18 of the Civil Code of People's Republic of China (PRC).
Definition of creditor's rights Civil subjects enjoy creditor's rights according to law.
Creditor's right is the right of obligee to request a specific debtor to perform or not to perform an act based on contract, tort, negotiorum gestio, unjust enrichment and other provisions of the law.
A legally established contract is legally binding on the parties.